The cost of final expense insurance will vary depending on factors such as the policy's death benefit, the insurance company offering the policy, and the insured person's age and health. In general, final expense insurance is typically less expensive than other types of life insurance because the death benefit is smaller, and the policy is intended to cover specific, limited expenses.

Yes, final expense insurance can be used to pay for other end-of-life expenses in addition to a person's funeral. These can include things like medical bills, outstanding debts, or other expenses that may arise. It is important to carefully review the terms of your policy to understand what expenses are covered.

When choosing a final expense insurance policy, it is important to carefully consider your needs and the options available to you. Here are some steps you can take to help you choose the right policy for you:

1. Determine how much coverage you need: Consider the costs associated with your funeral and other end-of-life expenses and determine how much coverage you need to ensure that these expenses are covered.

2. Shop around and compare policies: Compare different policies from different insurance companies to find the one that offers the right amount of coverage at a price you can afford.

3. Read the policy carefully: Carefully review the terms of the policy to make sure you understand what is covered and what is not. Pay particular attention to any exclusions or limitations that may apply.

4. Consider the insurance company's reputation: Choose a reputable insurance company with a good track record of paying claims and providing excellent customer service.

5. Ask questions: If you have any questions or concerns about a particular policy, don't be afraid to ask the insurance company for more information. It is important to fully understand the terms of the policy before you make a decision

Yes, it is possible to purchase final expense insurance if you have a pre-existing health condition. Because final expense insurance typically has a lower death benefit and is easier to qualify for than other types of life insurance, some insurance companies may be willing to offer a policy to individuals who have pre-existing health conditions. However, it is important to keep in mind that the terms of the policy may be different if you have a pre-existing condition, and the premium you pay may be higher. It is important to shop around and compare different policies from different insurance companies to find the one that best meets your needs.